Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

April 04, 2025 – If you’re looking to assess your creditworthiness, you’ll want to get a credit report that includes your credit score. But how do you know which credit score will best reflect your ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

ROANOKE, Va. (WDBJ) - Americans owe $1.142 trillion in credit card debt, the highest balance ever recorded, according to the latest consumer debt data from the Federal Reserve Bank of New York. In ...

Best Personal Loans Below 580 Credit Score Rise As AI Lending Expands, Radcred Reports. RadCred reports rising demand for personal loans below 580 credit scores as AI approvals expand and lending ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

Qualifying for a bad credit loan typically involves fewer requirements compared to traditional loans. Lenders may focus more on the borrower’s income and employment status, rather than credit history ...

If you have student loans, you may want to check your account. Experts suggest millions of federal student loan borrowers will start to see an impact on their credit score. After COVID, loan ...