ECL is undoubtedly a significant improvement over past provisioning frameworks, and with thoughtful adjustments, it can deliver even greater value, writes Srinath Sridharan The RBI has been actively ...
Predicting credit risk has always been a complex puzzle for financial institutions around the world. The global financial crisis made this painfully clear when even the most sophisticated banks ...
The Reserve Bank of India’s (RBI) direction to banks to move from the incurred loss provisioning model to expected credit loss (ECL) will impact microfinance loan-focused banks the most, experts say.