FICO is the most widely used credit scoring model, developed by the Fair Isaac Corporation in 1989. The higher your FICO score is, on a scale of 300-850, the more trustworthy you are as a borrower.

FICO Scores are the most common scores used by lenders across the U.S. There are multiple versions of FICO scores, each using different criteria. Differences are typically minor and unlikely to impact ...