Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

Inflation savings bonds, called I Bonds, have two components: a fixed rate that remains with the 30-year life of the bond and a variable rate that adjusts each six months after you bought the I Bond.

“When you get a fixed-rate mortgage, it's like buying insurance against inflation, and you're paying for that insurance over the whole life of the mortgage,” one expert told us. The real estate market ...

In an unusual twist in Canada's mortgage market, fixed mortgage rates are on a downward trajectory while variable-rate pricing is tightening. This divergence presents both opportunities and challenges ...

The interest rate on fixed-rate HELOCs stays the same, as opposed to fluctuating as it does with traditional HELOCs. Some lenders will let you convert part of a traditional variable-rate HELOC balance ...

After a volatile 2025, mortgage rates have steadied, but experts say the next move could be lower, and that has implications ...

Mortgage lenders set their long-term fixed rate mortgage rates based on the performance of the Canada five-year bond. Its ...

Fixed-rate HELOCs are the talk of the town lately among home equity lenders and industry insiders. Home equity isn’t the flashiest corner of consumer finance, so it’s noteworthy when a buzzy new trend ...