Home insurance is getting less affordable, and less available, as insurers raise prices and pull back from areas with extreme weather. That's forcing families across the country to make tough choices.

Discover how recoverable depreciation in home insurance covers replacement costs, impacts claims, and ensures full recovery of your belongings' value.

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Homeowners insurance is supposed to be the quiet safety net in the background of your life, not a pop quiz you can fail. Yet ...

Home insurance is getting pricier as hurricanes and wildfires get worse. States are trying new incentives, encouraging homeowners to retrofit... How homeowners are saving on insurance by upgrading ...

Home insurance is getting more expensive in the United States, and insurers are pulling back from some regions as the cost of disasters grows. That trend is stretching the limits of what ordinary ...

Home insurance is getting less affordable, and less available, as insurers raise prices and pull back from areas with extreme weather. That is changing communities, including those in Southwest ...