Consumer debt has reached an all-time high and millions of credit card holders are feeling the pain. There are many strategies and solutions to help you if you’re struggling with this unfortunately ...

Treating 0% intro APR cards like free money is a common mistake. Here's how to use balance transfer cards the right way, and ...

Transferring your balance to a new card can be beneficial in terms of saving on interest payments while you work toward reducing your debt. However, it's important to consider a few key factors. First ...

A balance transfer can be a smart way to manage credit card debt, especially if you can take advantage of a 0% introductory APR. Chase offers several credit cards that support balance transfers, but ...

What Is a Balance Transfer Credit Card? Credit card debt can feel overwhelming when most of your monthly payment goes toward interest charges. A balance transfer credit card provides the opportunity ...

How Do You Do a Balance Transfer? In many cases, you’ll be able to request a balance transfer as part of the same online form where you apply for your new credit card. You’ll need to enter information ...

Paul Soucy has led the Credit Cards content team at NerdWallet since 2015 and the Travel Rewards team since 2023; he is also director of content for Consumer Credit verticals. He was an editor with ...

If you’re drowning in credit card debt, transferring your balance to a card with lower interest might sound like a lifesaver. But before you jump in, you’re probably wondering: “Do balance transfers ...

Requesting a balance transfer with Discover is as simple and easy as applying for a new balance transfer credit card with the issuer. If you’re already a Discover cardholder, you can check your online ...