iQuanti: Permanent life insurance policies are known best for offering lifetime coverage, but they also have another important component: the cash value. Cash value lets you save some of each premium ...

Life insurance offers a combination of benefits when you pass away and while you're still alive. These benefits can have long-lasting impacts for your family, too.

These complex products tie cash value growth to the performance of an index, but it’s important to understand the limitations and risks ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

While some of the best life insurance providers focus on standard term policies, this permanent insurance option offers protection and lifetime access to your money. If you're wondering how cash-value ...

When it comes to cash value insurance, whole life sales are picking up steam. Annual sales of whole life insurance were up 12 percent in third quarter of 2009, compared with the same period of 2008, ...

A life insurance death benefit is paid tax-free and there are tax-advantaged ways to access cash value Written By Written by Insurance Staff Writer, WSJ | Buy Side Kimberly Lankford is an insurance ...

With today’s volatile markets, clients are increasingly anxious about having control of their money and easy access to cash. Our industry’s traditional product, participating whole life insurance, can ...

We’ll describe several types of cash value policies, including whole life (WL), WL/term blend, current assumption universal life (CAUL), guaranteed (no-lapse) universal life (GUL), equity indexed ...

Life insurance is about protecting your family financially. While money can’t replace you, it’s important to have the right ...

Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...