We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

If you’re a freelancer or entrepreneur, or thinking about becoming one, it’s vital to protect yourself and your business. Here are the top disability insurance providers for self-employed workers: ...

Dear Savvy Senior: My husband and I have been thinking about getting a long-term care insurance policy, but we hate the idea of paying expensive monthly premiums for a policy we may never use. Is long ...

From estate planning to beefing up an emergency fund, pros say planning for life’s unexpected — and expected — events is key ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for your financial situation and coverage needs.