Achieving a perfect 850 credit score takes decades. But you can copy the same habits and still get top loan rates and credit ...

When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

People with top credit scores have multiple cards, keep utilization tiny, payments perfect, and their credit history strong ...

Some people doggedly pursue a perfect credit score: an 850. But they shouldn't. In this stock image, a bullseye is pictured. Getty Images April 13, 2014— -- There are some people in life for whom ...

I'm not a perfectionist, so achieving an 850 credit score was never a goal of mine. However, as a CNET Money editor, I know that having a higher score can help in a lot of ways, including getting ...

Your credit scores can wax and wane a bit like the moon, changing frequently as your credit accounts and balances change. However, big changes to your credit scores could be an indication that ...

With the right strategy, you can boost your credit score so it’s nearly perfect. Strong credit gives you more borrowing options. It also makes borrowing money less expensive. Are you ahead, or behind ...

Under the widely used FICO® Score system, the highest credit score you can earn is an 850. According to Motley Fool Money research and Experian data, just 1.76% of Americans have managed to hit that ...

I wasn't chasing the elusive 850 credit score, but this one easy change got me there anyway. Here's what I did. Tiffany Wendeln Connors was a senior editor for CNET Money with a focus on credit cards.

If you've ever wondered who's rocking a perfect 850 FICO® Score, here's your answer: not many people. In fact, just 1.54% of Americans are in that elite club, according to Motley Fool Money research.