The 4% rule might be a little outdated for 2026.
Young and the Invested on MSN
From savings chaos to clarity: How retirement buckets prevent portfolio panic
Retirement buckets are a way to organize your retirement savings. Let's explore how to divvy your savings into "buckets," and ...
Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...
Recent research supports moving away from rigid withdrawal rates. Morningstar’s December 2025 analysis recommends a 3.9% starting safe withdrawal rate for new retirees with a 30-year horizon—not 4%.
The classic 4% rule for retirement withdrawals was built for a bygone era. Learn why it's less reliable today and how to build a flexible spending plan that fits your life.
Retirees face tough choices about their emergency funds as economic uncertainty impacts traditional planning.
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