The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, makes significant changes to federal student loans that take effect on July 1, 2026. This webpage is designed to help you ...
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Federal direct student loans: What to know in 2026
Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...
Passed in July 2025, the One Big Beautiful Bill Act (OB3) introduces significant changes to federal student loan programs. Federal student loan provisions included in OB3 have been enacted and are ...
Federal student loans are originated by the government, while private student loans are offered by banks, credit unions and online lenders. Unlike private student loans, federal undergraduate student ...
Taking classes in the fall? A new law will mean lower federal loan limits for some students and parents who help pay. Changes from the One Big Beautiful Bill Act take effect on July 1, 2026, and could ...
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