Losing a home to a disaster like a fire, flood, or tornado can be devastating—and hearing that your house is considered a “total loss” can make the situation feel even more overwhelming. But what ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Janet Fowler is a financial writer and has 5+ years of professional experience in human resources. Eric's career includes extensive work in both public and corporate accounting with responsibilities ...

Last year, there were a total of 27 weather and climate disasters in the United States with losses of more than $1 billion each, according to NOAA National Centers for Environmental Information (NCEI) ...

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...

Home insurance premiums are rising sharply, mainly due to increased climate-related disasters and location risk. Experts advise proactive management: insure replacement cost, avoid small claims, and ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

"Experiencing a total loss goes beyond the financial impact, it is often a very emotional and overwhelming time for a homeowner," says Diane Delaney, executive director at Private Risk Management ...