Questions about the single-report option and whether VantageScore should be introduced before FICO 10T arose during a hearing ...

A new industry study suggests mortgage lenders may have a path to lower costs and expand their borrower pool, as pressure ...

VantageScore has introduced a new digital release of its RiskRatio credit analytics platform, designed to help mortgage ...

Use of VantageScore credit scores grew roughly 28 percent at captive finance companies in 2023 amid higher delinquencies and volatility in the auto finance market. Auto lenders' use of VantageScore ...

Federal Reserve chair Jerome Powell has acknowledged multiple times that, “My colleagues and I are acutely aware that high inflation imposes significant hardship as it erodes purchasing power, ...

VantageScore today announced a significant new release for VantageScore RiskRatio™, the credit risk analytics tool designed to help mortgage, auto lenders and ABS investors benchmark, compare and act ...

Fair Isaac's FICO credit-scoring system is facing significant scrutiny right now, but the company's financials remain ...

SAN FRANCISCO, Nov. 19, 2025 /PRNewswire/ -- Auto Loans have now evolved from being one of the least risky consumer credit products to one of the loan types most prone to delinquencies, according to a ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Evidently keeping up with monthly car payments isn’t the highest priority nowadays. And experts from VantageScore see the delinquency landscape for auto finance potentially deteriorating further when ...

Early-Stage Delinquencies Rose Across All VantageScore Credit Tiers - VantageScore January 2026 CreditGauge “The broad-based rise in early-stage credit delinquencies across VantageScore credit tiers ...