VantageScore has introduced a new digital release of its RiskRatio credit analytics platform, designed to help mortgage ...

VantageScore today announced a significant new release for VantageScore RiskRatio™, the credit risk analytics tool designed to help mortgage, auto lenders and ABS investors benchmark, compare and act ...

Average VantageScore 4.0 Credit Score Rises on Strength for Top Tier Consumers Lending Increases Year-Over-Year as Banks Selectively Increase Originations to Top Tier Lower-Tier Consumers Remain Under ...

SAN FRANCISCO--(BUSINESS WIRE)--Federal Housing Finance Agency (FHFA) Director Bill Pulte’s July 2025 decision to authorize VantageScore 4.0 for competitive use in GSE-conforming mortgages saves the U ...

Questions about the single-report option and whether VantageScore should be introduced before FICO 10T arose during a hearing ...

In 2024, usage of VantageScore increased by 55% to hit 42 billion credit scores. More than 3,700 institutions, including nine of the top 10 U.S. banks, use VantageScore credit scores and digital tools ...

The Community Home Lenders of America (CHLA) is urging the Federal Housing Finance Agency (FHFA) to accelerate the adoption ...

The average VantageScore credit score dropped to 700 in December 2025, a point lower than in November and down two points from December 2024, according to the latest CreditGauge report from ...

VantageScore Solutions — developer of the VantageScore credit scoring model — recently released a white paper that found that credit score models can maintain accuracy and predictive power even if ...

The average VantageScore is 700, slightly lower than a month before. There are now fewer consumers in the prime tier, while the subprime and nearprime tiers increased. Delinquencies rose across all ...