Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

Whole life insurance is a form of permanent life insurance, which means the coverage remains in force until you die as long as you pay your premiums.

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

See the benefits and limitations, plus a cost analysis.

A straight life insurance policy is more commonly known as whole life insurance since it’s designed to last the policyholder’s lifetime. The premium does not change and beneficiaries typically receive ...

Understand what a term plan is, how it works, and how it differs from other life insurance plans for smart financial protection.

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

See the tax advantages and downsides.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

It’s estimated that 74M Americans don’t have life insurance, and another 25M admit they need more coverage than they already ...