Understanding what home warranties cover and exclude is the best way to avoid surprises. Learn about common exclusions and what to look for.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Katrina Ávila Munichiello is an experienced editor, writer, fact-checker, and proofreader ...

Learn how water damage liability insurance protects you financially when accidental water damage occurs and how it may be included in your home insurance policy.

Choice Home Warranty offers budget-friendly plans with high coverage limits for home systems and appliances. Choice Home Warranty features generous $3,000 coverage cap per item but has more exclusions ...