People regularly ask me about disability insurance. They say things like, “I’m as healthy as a horse. Do I really need that?” Or “I think I have some disability coverage provided through my work, but ...

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus explore coverage benefits and an example.

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

Thomas Lane was visibly sick. His clothing hung loose, his complexion seemed blanched, his vision blurred in and out. Already a slight man, he lost 45 pounds in a five-month period. More than four ...

Too many times, Anne Huebner's patients opt to use their much-needed therapy appointments to fill out disability applications. It's a daunting process, one that usually doesn't reward her patients ...