Retirement planning usually starts with a simple idea: save enough money to replace your income. But there’s one big problem. As you grow older, your income likely increases. For some professions, ...

Learn about income replacement ratio and how to calculate it. Discover what a good income replacement ratio is and ways on how to increase it.

If you have a target retirement age circled on your calendar, you might be planning around the wrong metric. According to ...

Even with its foundational role in retirement planning, one critical concept often baffles participants and employers alike: the income replacement rate. This term, crucial for establishing realistic ...

New retirees frequently rhapsodize about the joys of tossing their alarm clocks into the trash and filling their days with whatever activities they find gratifying. But if they’re honest, most new ...

Ensuring you have enough money socked away for retirement is a difficult task. Calculating exactly how much you’ll need in the future — with the moving target of unexpected healthcare costs and the ...

Your income replacement rate is the percentage of pre-retirement income that you'll need to fund your lifestyle once you stop working full-time. Retirees typically rely on a combination of investment ...

Retirement is often discussed in terms of income — as in, how much income lost from the departed job a retiree will be able to replace. However, some experts believe that the income replacement rate ...

Retirement planning has long relied on two guidelines, the 70 percent “replacement ratio” and 4 percent “withdrawal rate.” But no rule of thumb is good all the time, or for everyone, so how are these ...