Should higher earners still make 401(k) catch‑up contributions?

Starting this year, some tax breaks will be off-limits for some retirement savers. That’s because of a new provision from Secure 2.0 that went into effect on Jan. 1, 2026.
Lansing State Journal

Retirement Tax Consultants Expands Roth Conversion Platform with New Tax-Reduction Strategies

MCKINNEY, TX, UNITED STATES, January 30, 2026 /EINPresswire.com/ — Retirement Tax Consultants, LLC, a national firm specializing exclusively in retirement tax and ...
Government Executive

Roth in-plan conversions arrive for TSP, but consider tax implications first

Beginning Jan. 28, the Thrift Savings Plan now allows participants to convert traditional (pre-tax) balances into Roth (after-tax) balances inside the TSP itself. This long-awaited change gives ...
The Desert Sun

Fiduciary Fraser Allport offers a free Roth Guide explaining how a Roth IRA Conversion can reduce Income Taxes and IRMAA

ORMOND BEACH, FL, UNITED STATES, January 29, 2026 /EINPresswire.com/ — Fraser Allport, Accredited Investment Fiduciary ® and Certified Estate Planner ™, offers a ...
The Motley Fool

Doing a Roth Conversion in 2026? Beware This Pitfall.

It can be beneficial to have money in a Roth account during retirement. If you can't or didn't fund a Roth account directly, you can do a Roth conversion. Since a Roth conversion counts as income, you ...
planadviser.com

In-Plan Roth Conversions Come to Thrift Savings Plans in Late January

Civilian federal employees and uniformed service members will soon be able to convert their pre-tax Thrift Savings Plan balances to Roth accounts without leaving the plan. The Federal Retirement ...
Morningstar

MarketWatch Money Challenge, Day 7: Do a Roth conversion - if you fall into this category

The impact of a Roth conversion on a portfolio can be immense over time, to the tune of tens or even hundreds of thousands of dollars If you decide a Roth conversion is worth it for you, it is ...
The Motley Fool

Roth Advice Gone Wrong and Mandatory Roth Catch-Up Contributions in 2026

These days, we're hearing a lot about the many benefits of Roth accounts. However, they're not the best choice for every investor. In this podcast, Motley Fool retirement expert Robert Brokamp speaks ...
Florida Today

Business Q&A: Let's have a conversation about Roth conversions

The primary factor in a Roth IRA conversion decision is the difference between the tax rate at conversion and the future tax rate at distribution. Tax-free growth in a Roth IRA is a significant ...
Morningstar

Financial advisers want $5K to do my Roth conversions. Will they really help me avoid tax?

'It seems like the perfect situation for charlatans' "There are numerous 'advisers' out there that claim to have a method by which Roth conversions can be done without taking the normal tax hit." ...
The News-Herald

Roth IRA conversion is worth considering | Paul Pahoresky

When you reach retirement age, financial decisions become even more important as you are no longer generating income from working. Every choice you make about your money has a direct impact on your ...