The True Cost of “Comfortable” I’ll never forget the day a friend of mine told me, “I make $150,000 a year, but it feels like I’m broke.” He lived in California. Two kids. A mortgage. Daycare costs that felt like another mortgage. Groceries that seemed to get more expensive every week. The crazy part? On paper, he was doing everything right. He had a solid career, a budget, and even a retirement plan. But when I asked him what “comfortable” looked like for his family, his answer stopped me: “Com