Home care seems like the simpler, more affordable choice. And sometimes it is - at first. But once your parent needs daily or overnight help, the cost can quickly outpace assisted living. And families don’t always realize what they’re signing up for. You’re not just hiring a caregiver. You’re managing the schedule. Handling cancellations. And you’re usually paying out of pocket. ✅ Medicare can cover some short-term home health services, like nursing or therapy, if your parent is homebound and a