The insurance adjuster is going to look at this claim and think it is a prank call because how do you explain that a reptile totaled your car while you were parked on a bridge. "Yes, hello Geico? A 12-foot gator is currently treating my rear bumper like a chew toy and I am stranded on the roof." This is exactly why our car insurance rates are the highest in the country. That gator isn't just eating the car; he is eating that man's deductible and his no-claims bonus right in front of his face. We