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🚗🏠 Took a loan for your car or house? Time to celebrate! 🎉 Because now you can close your loan early thanks to RBI’s new rule. Earlier, if you tried to repay your home loan, car loan, or business loan early by paying extra EMIs or the full principal, banks used to charge a prepayment penalty of 1%–5% 😓. That meant, on a ₹1 crore loan, you could be charged ₹1–5 lakh penalty just for closing it early! 💸 But now RBI has made it clear: 👉 If your loan is on floating interest rate, banks cannot
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