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It’s very important to understand the assumption process for VA and FHA loans! 1. You are only assuming the current mortgage. The difference between with the sales prices on the contract and what the current mortgages needs to be paid for at closing. 2. You will also be working with the current servicer of the loan. So if you’re looking at an assumption process, you’ll want to get in touch with the seller or listing agent and get their mortgage payoff information as well as who currently service
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